Arnel

Interest rate reduced from 2.625% adjustable interest only loan, to 2% fixed. Principal Forgiveness of $22,307.09 on the anniversary of mod for 3 years for a total $66,921.26. Will also accrue $83.33 monthly and be applied on the anniversary of each year for 5 years. Account brought current from 03/01/2009.

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Ivan

2nd time loan modified, Interest rate 2% fixed. Principal deferred $286,200.00 Account brought current from 11/01/2010. Monthly savings of $499.89 when compared to previous modification.

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Marilyn

Interest rate reduced from a 3.125% adjustable rate with a cap of 9.950%, to a 3.375% fixed. Principal deferred $167,051.51.00 Account brought current from 07/01/2010

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Roy

This client was approved after defaulting on a previous modification. His monthly mortgage payment from the previous modification was reduced by an additional $103.28. In addition, he received a principal reduction of $110,075.50. Loan was also brought current after being in default for 5 years.

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Griselda G.

Interest rate reduced from 6.250% to 0.500%. Payment reduced by $964.89 per month. $24,444.97 deferred principal.

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Miguel L.

Interest rate reduced from 5.500% to 5.000%. No payment reduction, but $70,907.33 of the principal was deferred and another $70,907.33

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Raiza P.

Interest rate reduced from 6.50000% to 2%. Payment reduced from an interest only $3,096.33 to a full PITI $2793.87.

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Vittorio R.

Interest rate reduced from 3.904% to 3.234%. Payment reduced by $155.99, Principal FORGIVEN $194,900.00

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