Miramar Debt Collection Harassment Attorneys
Using abusive or harassing tactics to collect on a debt is prohibited by the Fair Debt Collection Practices Act (FDCPA) and governed by the Federal Trade Commission (FTC). Unfortunately, many debt collection agencies in Miramar and the greater Miami area think that they’re above the law and will pummel consumers with harassing letters and phone calls in order to collect what is owed. The Arcia Law Firm offers creditor harassment attorney Miramar services for those consumers who feel they are being in an abusive and threatening manner.
Bill Collector Harassment Miramar
Some bill collectors and collection agencies will stop at nothing when trying to collect on a debt. In some cases, Miramar clients have been intimidated by these companies and their threatening tactics which is why we offer our collection agency harassment Miramar services. Some have even gone as far as to bother or threaten friends and relatives of the debtor. If you’ve been getting victimized by one collection agency or several, a debt harassment lawyer in Miramar and their legal team from the Arcia Law Firm will help you stop their harassing tactics NOW.
We Provide Legal Protection
The FDCPA prohibits collection agencies and other types of debt collectors in Miramar and other cities from using abusive, deceptive, and/or unfair behavior or practices when attempting to collect a debt. Furthermore, our legal firm can provide an experienced attorney in order to stop these practices. Once you have hired an attorney, the harassing letters and phone calls must be directed to our firm so that you no longer have to shoulder that stress.
The FDCPA prohibits collection agencies/debt collectors from doing any of the following when attempting to collect a debt:
- adding unauthorized charges or fees
- demanding or soliciting a post-dated check
- impersonating any type of authority including Miramar law enforcement
- making phone calls with the intention to harass
- misrepresenting an alleged debt’s amount, nature, or origin
- misrepresenting potential penalties for non-payment (e.g. imprisonment, prosecution, wage garnishment, etc.)
- publishing your name as an alleged debtor
- threatening to repossess property
- threatening you with defamation, force, or violence
- using abusive, obscene, or propane language
Additionally, the state of Florida offers legal provisions that will protect you from being harassed by collection agencies and debt collectors. A debt collection harassment attorney in Miami and their assistants can explain the legal options that are available to you in such matters and ensure that your rights are protected under the FDCPA.
Benefits of a Miramar Debt Defense Attorney
Most Miramar consumers are unaware of the benefits that are provided when hiring debt collection attorney Miramar services from Arcia Law Firm. One of the greatest benefits is that you will have someone that ensures your rights are protected and has your best interests in mind. However, there are other equally important benefits such as no longer having to deal with the harassing letters and phone calls. “Cease and desist” orders are very helpful where this is concerned.
Start taking Your Life Back TODAY!
Having to deal with the harassing letters and phone calls from obnoxious collection agencies can be overwhelming, hence the need for hiring an experienced illegal debt collection lawyer in Miramar and their legal team. Furthermore, your attorney can seek restitution to compensate you for actual and statutory damages for any suffering you may have experienced. For more information regarding creditor harassment and how you can stop it legally, contact Arcia Law Firm today.