Collection Agency Harassment Miami
One of the most unpleasant aspects of being in debt and getting behind on your bills is collection agency harassment. For the average Miami consumer, the barrage of collection agency letters that constantly show up in your mailbox on a daily basis and the harassing phone calls can be overwhelming. And the harassment doesn’t stop there. Sometimes, collection agencies will harass people who are close to you as well. Fortunately, the Arcia Law Firm is here to help with their creditor harassment attorney Miami services and legal team.
Miami Debt Defense Attorney
Our debt harassment lawyer Miami services will ensure that you’re rights are protected and will explain the legal options that are available for your circumstances. Not only will they put an end to the constant reminders you receive about your indebtedness, they can help you overcome the mounting debt that you are experiencing. The bottom line is that these Miami debt collection practices can be extremely abusive and deceitful. But with the help of Federal and Florida laws, as well as an experienced Arcia Law Firm debt collection attorney Miami, you’ll be protected from this type of harassment.
Bill Collector Harassment Miami
Once you contact our firm, we’ll do everything in our power to help you alleviate your stress and regain control of your life. Miami is a culturally diverse city with a very large population. This makes the area a huge target for these debt collection agencies and their harassment strategies, hence the importance of the debt collection harassment attorney Miami services provided by the Arcia Law Firm. If you’ve been abused and harassed by a collection agency, our legal team is here to help.
If you live in the greater Miami area or any of its surrounding communities, and are a victim of collection agency abuse and harassment, we will put them in their place and ensure that your rights are protected. Furthermore, we’ll help you potentially recover restitution for their abuse and illegal practices. Every debt collection harassment lawyer Miami and their staff members understands that people fall on hard times. But we also know that collection agencies shouldn’t be allowed to abuse, embarrass, or harass you.
Protection Afforded by Law
The FTC or Federal Trade Commission is America’s consumer protection agency that strictly enforces the FDCPA or Fair Debt Collection Practices Act. In the simplest of terms, 15 USC 1692f, § 808 entitled “Unfair practices” prohibits collection agencies “from using abusive, unfair, or deceptive practices to collect from you.” Consequently, debt collectors are not permitted to:
- Add unauthorized charges or fees
- Demand or solicit a post-dated check
- Impersonate any type of authority including law enforcement
- Make phone calls with the intention to harass
- Misrepresent an alleged debt’s amount, nature, or origin
- Misrepresent potential penalties for non-payment (e.g. Imprisonment, prosecution, wage garnishment, etc.)
- Publish your name as an alleged debtor
- Threaten to repossess property
- Threaten you with defamation, force, or violence
- Use abusive, obscene, or propane language
If you hire our illegal debt collection lawyer Miami services, the collection agency/debt collector must contact the Arcia Law Firm about your debt. They will no longer be allowed to contact you in any way verbal, written, or otherwise. If you’re tired of being harassed by collection agencies, we’ll help you take your life back. To learn more about how we can help, contact the Arcia Law Firm today at 954-437-9066.