consumer matters - arcia law firm


Consumer Matters is a monthly e-newsletter prepared by The Arcia Law Firm, P.L., and is dedicated to provide you with vital information related to your health, consumer safety, and improved quality of life.  This newsletter will also provide you with recent verdict and settlement information in personal injury, medical malpractice, and other related legal matters.  Feel free to forward this newsletter to friends, family and colleagues that may be interested in its content.  If you would not like to receive any future copies of our informative newsletter, you may unsubscribe below where indicated.

Whether you were injured as a result of a third party's negligence, or your insurance company has denied your claim, the goal of a personal injury attorney is to get you the compensation you deserve. A number of practice areas fall under the umbrella of personal injury law, and the following list highlights some of the more common ones:

  • Wrongful death
    When a family member passes away unexpectedly due to someone else's negligence, a lawyer will help relatives file a wrongful death claim. This will provide them with the compensation they require to make up for lost income and account for pain and suffering.
  • Car/Truck accident
    Regardless of whether you were hurt in a passenger car, truck, or another style automobile, you may be eligible for no-fault benefits in addition to fiscal compensation for pain and suffering and other nonfinancial damages that will be granted by the liable party.
  • No-fault insurance disputes
    When you are hurt in an automobile accident, you are authorized to be compensated for financial losses by the insurance company. These include medical costs, lost wages, nursing care, at-home treatment, rehabilitation, and gas expenses for mileage accumulated driving between doctor appointments.
  • Catastrophic injuries
    Auto accidents or slip and falls can result in traumatic brain, spinal cord, and other severe, sometimes lifelong, disabilities. These often require extensive long-term medical treatment plans and thousands of dollars in financial compensation.
  • Medical/Legal malpractice
    When you suffer an injury at the hands of a professional's negligence, you are entitled to file a malpractice lawsuit. Whether a physician or another attorney has done you wrong, a personal injury lawyer will help you understand your rights as they pertain to being compensated for damages.
  • Motorcycle/Bicycle/Pedestrian accidents
    A qualified personal injury attorney will assist you in seeking a financial award from the liable driver or from the no-fault insurance provider. This will help cover costs related to injuries sustained when you were hit by a motor vehicle while riding a motorcycle or bicycle or walking.
  • Drunk driving accidents
    A devoted personal injury attorney will help victims of accidents caused by a drunk driver cope with injuries and ensuing legal matters. A quality lawyer will stop at nothing to see to it that their client is generously compensated for everything they've had to go through. In fact, the establishment who had been serving the intoxicated driver before he/she set foot into an automobile may even be held accountable for neglecting to cut off the supply of alcohol.
  • Boat/Recreational vehicle accidents
    It may begin as a day of fun, but a boating or ATV accident can result in injuries that are just as devastating as those suffered in a car accident. Similarly, you may deserve to be compensated for the pain and suffering you have incurred, especially if the accident was caused by someone else's carelessness.
  • Construction site accidents
    As a construction worker, you reserve the right to be in an environment where following proper safety protocol will keep you out of harm's way. If you are injured on the job, it may be directly related to your employer's failure to keep track of hazardous situations on at the site. A personal injury attorney will help determine if management is responsible.
  • Workers' compensation
    By law, your employer must provide workers' compensation insurance with coverage of injuries sustained at the workplace.

The personal injury insurance claims process usually proceeds in a logical manner. Prior to filing a claim, you need to inform anyone who you believe may be liable that you sustained an injury and intend on putting in a request for compensation. Giving proper notification boosts your odds of receiving a rapid settlement and keeps those involved from declaring that your claim unjustly caught them off guard.

After you've spent the time methodically investigating the details of your case through the accumulation of evidence, determining who the liability suspects are, estimating what your claim is worth, and developing a game plan, the next stage is writing formal demand letter. This letter is one of the most crucial elements of the claims process, so imperative that you pay close attention to detail and make certain that it is very well written. In this document, you should include powerful reasoning regarding:

  • Why the insured person is legally accountable for the harm inflicted upon you.
  • What types of injuries you have experienced since the accident occurred.
  • What kind of medical care you've received and its total cost.
  • How much wages or salary you've lost.
  • Any additional damages you've incurred.
  • Why you have the right to file a claim against the insured if you currently subscribe to no-fault insurance.

Wrap up the letter with a request from the insurance company for a lump sum payment to settle the claim. This will then be submitted to the insurance provider of the person assumed to be accountable for your damages. If you have no-fault automobile insurance coverage, you may need to include your own provider as a recipient of this letter as well. At this point, you will begin informal bargaining with the insurance company until you are able to reach a compromise with a satisfactory settlement.

Insurance claims are often that easy to negotiate, but there are times when claims adjusters can be rather obstinate. If this is the case, you may have to revise your plan of attack or get in touch with a personal injury attorney with advanced knowledge of how to deal with cases like yours. If all else fails, you may have no choice but to bring your claim before a judge.

We are available to discuss your rights if you, a friend or loved one has been injured in an auto accident, or is the victim of medical malpractice. We also accept cases involving a slip & fall, wrongful death, product liability, business and real estate disputes.  Please call us today for a free consultation at 1-800-770-7102, email us at, or visit our website and complete our Free Evaluation form. 

Our Firm accepts and handles personal injury, medical malpractice and other legal matters in Pembroke Pines, Miramar, Davie, Cooper City , Ft. Lauderdale, Plantation, Sunrise, Coral Springs, Lauderhill, Weston, Southwest Ranches, Sunrise, Margate, Oakland Park, Hollywood, Lauderdale Lakes, Hallandale, Dania, Pembroke Park, Wilton Manors, West Palm Beach, Pompano Beach, Miami, Coral Gables, North Miami, Aventura, Sunny Isles, Bal Harbour, Hialeah, Miami Lakes


Newsletter Library












This publication is intended to educate the general public about personal injury, medical malpractice, insurance, and small business issues.  It is not intended to be legal advice.  Every case is different.  The information in this newsletter may be freely copied as long as the newsletter is copied in its entirety.

Broward: Broward: 3350 SW 148th Ave. Ste. 110, Miramar, FL 33027
Miami-Dade: 7735 N.W. 146th Street Suite 300 Miami Lakes, FL 33016

Tel: 1 800.770.7102 Fax:305.825.8916
Email us:
© 2009 Arcia Law Firm. All rights reserved
Designed by

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.